Terms of Service

Acceptance of Terms

By accessing and using the services provided by Bryzenta Lda ("we", "us", "our", or "Bryzenta"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Service ("Terms"). These Terms constitute a legally binding agreement between you and Bryzenta.

If you do not agree to these Terms, you must not use our services or access our website. By continuing to use our services, you confirm your acceptance of these Terms and any updates or modifications that may be made from time to time.

These Terms apply to all users of our services, including but not limited to clients, prospective clients, website visitors, and any other parties who interact with Bryzenta's services or website.

About Bryzenta

Bryzenta is a limited company incorporated in Portugal with registration number 824691463 and VAT number PT824136749. Our registered office is located at Rua Direita 193, 1038-491 Lisbon, Portugal.

We specialise in corporate finance cash flow optimisation services, providing expert advisory and consultancy services to businesses across Europe. Our services are designed to help organisations improve their financial performance, enhance liquidity management, and achieve sustainable growth.

Service Description

Bryzenta provides professional corporate finance services, including but not limited to:

• Cash flow analysis and optimisation
• Working capital management strategies
• Financial forecasting and modelling
• Risk management and assessment
• Debt restructuring and refinancing advisory
• Performance optimisation consulting
• Strategic financial planning

All services are provided on a professional basis in accordance with applicable industry standards and regulatory requirements. The specific scope of services will be detailed in individual service agreements or engagement letters.

We reserve the right to modify, suspend, or discontinue any aspect of our services at any time, with appropriate notice to affected clients.

User Obligations

When using our services, you agree to:

You must not use our services for any unlawful purpose or in any way that could damage, disable, overburden, or impair our services or interfere with any other party's use of our services.

Intellectual Property

All intellectual property rights in our services, website, methodologies, reports, and other materials created by Bryzenta remain our exclusive property or that of our licensors. This includes but is not limited to:

• Proprietary methodologies and analytical frameworks
• Software tools and financial models
• Reports, presentations, and documentation
• Trademarks, logos, and brand elements
• Website content and design elements

You are granted a limited, non-exclusive, non-transferable licence to use materials provided to you solely for the purposes of receiving our services. You may not reproduce, distribute, modify, or create derivative works from our intellectual property without our express written consent.

Any improvements, modifications, or developments made to our methodologies during the course of providing services to you shall remain our intellectual property, unless otherwise agreed in writing.

Payment Terms

Payment terms will be specified in individual service agreements or engagement letters. Unless otherwise agreed:

• Fees are payable in Euros (EUR) unless otherwise specified
• Payment is due within 30 days of invoice date
• Late payment may incur interest charges at prevailing commercial rates
• All fees are exclusive of applicable taxes, which will be added where required
• Expenses incurred in providing services may be charged separately

We reserve the right to suspend services for non-payment after appropriate notice. Continued provision of services after payment default does not waive our right to payment or constitute acceptance of late payment.

Disputed invoices must be raised in writing within 10 days of receipt. Undisputed portions remain payable according to normal terms.

Confidentiality

We understand the sensitive nature of financial information and are committed to maintaining strict confidentiality. We will:

• Keep all client information strictly confidential
• Use information solely for the purpose of providing services
• Implement appropriate security measures to protect data
• Limit access to information on a need-to-know basis
• Not disclose information to third parties without consent, except where required by law

This confidentiality obligation survives termination of our professional relationship and continues indefinitely, subject to applicable legal and regulatory requirements.

You acknowledge that we may need to disclose information to regulatory authorities, professional bodies, or courts when required by law or professional obligations.

Limitation of Liability

While we strive to provide high-quality professional services, we must limit our liability to the extent permitted by law. Our liability is subject to the following limitations:

We exclude liability for:

• Indirect, consequential, or special damages
• Loss of profits, revenue, or business opportunities
• Loss of data or information
• Business interruption or downtime
• Third-party claims or actions

These limitations apply regardless of the theory of liability, whether in contract, tort, negligence, or otherwise. Some jurisdictions do not allow the exclusion of certain warranties or limitations of liability, so these limitations may not apply to you.

Our advice and recommendations are based on information provided by you and publicly available sources. We are not liable for decisions made based on incomplete or inaccurate information.

Professional Standards

Our services are provided in accordance with applicable professional standards and regulatory requirements. We maintain professional indemnity insurance and adhere to industry best practices.

Our advice is based on our professional judgement and the information available at the time. Financial markets and regulatory environments are subject to change, and past performance does not guarantee future results.

You acknowledge that our services constitute professional advice and recommendations, and that implementation decisions and their consequences remain your responsibility.

Termination

Either party may terminate our professional relationship with appropriate notice as specified in the relevant service agreement. In the absence of specific terms, either party may terminate with 30 days' written notice.

We may terminate services immediately in the following circumstances:

• Non-payment of fees after appropriate notice
• Breach of these Terms or service agreements
• Circumstances that create conflicts of interest
• Legal or regulatory requirements
• Professional conduct concerns

Upon termination:

• All outstanding fees become immediately payable
• We will return client materials in our possession
• Confidentiality obligations continue
• Intellectual property rights remain as specified
• We will provide reasonable transition assistance

Termination does not affect rights and obligations that accrued prior to termination.

Governing Law

These Terms and any disputes arising from our professional relationship shall be governed by and construed in accordance with the laws of Portugal. The Portuguese courts shall have exclusive jurisdiction over any disputes.

Where our services extend to other European jurisdictions, additional local laws and regulations may apply, and we will advise you accordingly.

Any legal proceedings must be commenced within two years of the circumstances giving rise to the claim, unless extended by applicable law.

Dispute Resolution

We are committed to resolving any disputes amicably and professionally. In the event of a disagreement:

1. Initial concerns should be raised directly with the service team
2. Unresolved issues will be escalated to senior management
3. We may engage in mediation or alternative dispute resolution
4. Legal proceedings will be considered as a last resort

We maintain professional indemnity insurance and are subject to professional oversight, which may provide additional avenues for dispute resolution.

Changes to Terms

We may update these Terms from time to time to reflect changes in our services, legal requirements, or business practices. We will notify you of material changes by:

• Email notification to registered users
• Posting updates on our website
• Including notices in service communications
• Providing reasonable advance notice of changes

Continued use of our services after changes take effect constitutes acceptance of the updated Terms. If you do not agree to changes, you may terminate our professional relationship in accordance with these Terms.

Individual service agreements may contain specific terms that supplement these general Terms of Service.

General Provisions

Contact Information

If you have any questions about these Terms of Service or need to contact us regarding legal matters, please reach out to us: